Local guide · Canada
Home insurance by city
Premiums and risks vary dramatically across Canadian cities. Explore our detailed guide for your region.
Major Canadian markets
Top home insurance markets across the country
Ontario
Toronto
Avg premium
$1,523/yr
Key risks
Flash floods · Sewer backup
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British Columbia
Vancouver
Avg premium
$1,800/yr
Key risks
Earthquake · Atmospheric rivers
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Alberta
Calgary
Avg premium
$2,100/yr
Key risks
Hail · Floods · Wildfire smoke
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Ontario
Ottawa
Avg premium
$1,145/yr
Key risks
Tornadoes · Earthquake corridor
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Alberta
Edmonton
Avg premium
$1,700/yr
Key risks
Hail · Wind · Frozen pipes
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Quebec
Quebec City
Avg premium
$1,050/yr
Key risks
Ice storms · Heritage homes
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Quebec
Montreal
Avg premium
$1,000/yr
Key risks
Sewer backup · Duplexes
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